Protect your house and all the things that makes it a home
Legal & General have created SmartQuote an easy and fast way to get a Home Insurance quote. SmartQuote means you don’t need to tell us when your home was built or what kind of locks you have.
Answer five simple questions and SmartQuote does the rest. By using publicly available data sources, SmartQuote gives us all the information we need to give you a quote on the spot.
Get a Home Insurance Quote in just five questions
Our Home Insurance policies are underwritten by Legal & General. We offer Buildings Insurance, Contents Insurance, and combined for peace of mind. Our two different levels of cover, allow you to tailor your policy to you and your home.
Which level of cover is right for me?
From the wallpaper and windows to the people who live inside, every home is unique. Depending on your individual needs, we have two levels of cover for you to choose from.
Home Insurance Silver
Home Insurance Silver covers your home against items like fire, flood, extreme weather, subsidence, escape of water and theft. You can choose to add additional cover like Accidental Damage, Home Emergency Cover (tenants are not eligible for Home Emergency cover), Personal Possessions Cover Away from the Home, Bicycle Cover, Valuable Items Cover and Family Legal Protection.
Home Insurance Gold
Home Insurance Gold is our most comprehensive level of protection. Home Insurance Gold includes Accidental Damage and Home Emergency Cover as standard (tenants are not eligible for Home Emergency Cover). With the option to add Personal Possessions Cover Away from the Home, Bicycle Cover, Valuable items Cover and Family Legal Protection.
To help you choose the right level of cover for you we’ve put together an overview of Home Insurance Silver and Home Insurance Gold.
Buildings Insurance covers the structure of your home – the actual bricks and mortar. It also covers fixtures and fittings and garages, sheds, outbuildings within the boundary of your land.
It covers your home against unexpected events like fire, flooding, storm damage and theft. Serious instances of any of these can be incredibly stressful - not to mention costly. How would you pay for the cost of damage to your home?