Two Year Base Rate Tracker

A tracker mortgage is a type of variable rate mortgage where the interest rate is linked to, but may not be the same as, the Bank of England Base Rate. Following a Bank of England rate change your mortgage repayment will change too.

How much will it cost?

An initial rate* of Followed by our SVR, currently The overall cost for comparison is Maximum Loan To Value Fees
2.20% 5.1% 90% £0.00
* until 31 October 2021 APRC

If you borrowed £120,000 over 25 years, the cost for credit would be £94,273.28, meaning you repay a total of £214,273.28. This would be repaid by 24 monthly repayments of £520.39 followed by 36 monthly repayments of £655.17 and a further 273 monthly repayments of £741.97.

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Summary Information

Interest Rates Bank of England Base Rate plus 1.45% (current pay rate 2.20%) until 31st October 2021 reverting to our Discounted Variable Rate (currently 4.49%) from 1st November 2021. The overall cost for comparison is 5.1% APR.
Maturity Date 31 October 2021
Maximum Loan to Value (LTV) 90%
Loan Amount £10,000 - £500,000
Daily Interest Calculation Interest is calculated on the balance of your account at the end of each day. Interest is accrued daily and added to your account balance on the last day of every month. Every cleared payment that is made reduces the mortgage balance and interest is recalculated on the reduced balance.
Minimum Term 5 Years
Reservation Fee £0
Completion Fee £0
Early Repayment Charge N/A

Useful Documents

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