Savings Accounts

Whether you're saving to buy your first home, setting up a first savers account for a child, or have a lump sum to invest, we have a savings account to meet your needs.

Our account types

Compare our savings accounts to find the right product to meet your savings goals

At Newcastle Building Society we offer a broad range of savings products, including bonds,  ISAs for first time buyers and regular savers, easy access accounts, and children’s accounts. What's more, most of our ISAs are flexible, meaning you can withdraw and put back in to the same account in the same tax year without affecting your allowance. And with our CustomISA, you are also able to split your annual Cash ISA allowance between multiple ISA products - so you are no longer tied to just one account.

Our Savings Accounts

Fixed rate bonds have a fixed interest rate for the whole term and allow you to save a lump sum for a fixed amount of time.

  • I want a guaranteed interest rate for a fixed term
  • I have a lump sum to invest
  • I don’t require access over the term of the product
  • I want a longer term saving option
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ISAs allow you to save money without paying tax on your interest. The current ISA allowance for 2018/2019 is £20,000.

I want to save tax efficiently

I want to save monthly tax free

I am a tax payer and don’t want to pay tax on my interest

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Easy access accounts, with access to your savings without an interest penalty or notice period.

  • I want access to my money
  • I'm looking to save as and when I can
  • I have a short term savings goal

 

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Want to be able to save regularly? Our regular saver accounts can offer attractive rates of interest and let you save when you want. Some regular savings accounts may require you to make a monthly deposit to benefit from a regular saver bonus.

  • I want to be rewarded for saving each month
  • I want to build up savings on a regular basis
  • I want to get into a savings habit
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Get your little ones into the savings habit with our special children's savings accounts.

  • I want an account for a child
  • I want to start saving for a child’s future
  • I want to help a child get into a savings habit
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Savings accounts for first time buyers

We know that buying your first home can be challenging financially, so we're proud to offer a choice of savings accounts for first time buyers to help you reach your home-ownership goals. In addition to a 0.65% bonus for making regularly monthly payments with no withdrawals, our First Home Saver regular savings account and flexible First Home ISA each offer a cash reward of up to £1,000 to help you with the costs of buying your first home.

We are also part of the UK Government's Help to Buy: ISA initiativ. Our Help to Buy: ISA offers a competitive rate of interest of 2.56%, so you can be well-rewarded for saving for your first home with us.

How to apply

You can apply online for each of our savings accounts - simply follow the links at the bottom of each savings product page. If you would like to find out more about our full range of savings accounts or make an application in person, book an appointment at your local branch.